• This cover can be chosen as an additional benefit to a life insurance policy or can be bought seperately. In both cases monthly premiums have to be paid in order for the cover to last.
• Critical illness cover becomes more and more important because it is estimated that critical illnesses are 5 times more frequent than death. Most insurance provider allows people to choose from guaranteed and renewable premiums and if they want their critical illness cover to last for a fixed period of time or until death. It is advisable to sign this kind of contract as soon as possible because this way the premiums will be lower.

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