Life Insurance
Financial protection designed to provide a payment to your chosen beneficiaries if you die while your policy is in force.
Explore Life Insurance
Protection for real life
Cover for the things that matter most
From protecting your family and your mortgage to safeguarding your income or your business, the right cover can make a difficult situation easier to manage. Lotus Life Review can help you understand the options available and find protection suited to your needs.
Understand your options
We help explain the different types of protection and where they may fit into your life.
Find suitable cover
Your circumstances, priorities and budget all play a part in choosing the right protection.
Get help applying
Once you decide how you want to proceed, we can help you through the application process.
Our protection services
Find the cover that fits your circumstances
Different types of protection are designed for different risks. Explore our services below to understand what each type of cover is designed to do.
Over 50s Life Insurance
Life cover designed specifically for people over 50 who want to leave a financial payment behind for their loved ones.
Explore Over 50s CoverIncome Protection
Cover designed to provide an income if illness or injury prevents you from working for a period of time.
Explore Income ProtectionCritical Illness Cover
Protection that can provide a financial payment following the diagnosis of specified serious medical conditions.
Explore Critical Illness CoverMortgage Protection
Cover designed to help protect the mortgage on your home if life takes an unexpected turn.
Explore Mortgage ProtectionBusiness Protection
Protection options designed to help businesses prepare financially for the loss or illness of key people.
Explore Business ProtectionCancer Treatment Insurance
Protection designed to provide access to additional cancer treatment options and support if you or a family member receive a qualifying diagnosis.
Explore Cancer Treatment Insurance
Family
Protection designed with you and the people
who depend on you in mind.
Where should you start?
Protection should start with your life, not a product
The right type of protection depends on what you want to safeguard. For some people that is their family. For others it is their mortgage, their monthly income or the future of their business.
That is why it can be useful to start with a conversation about what matters to you rather than trying to choose a policy on your own.
Talk to Lotus Life Review
1
What needs protecting?
Think about the people, commitments and income that would be affected if something happened.
2
What protection already exists?
Existing policies, employer benefits and other financial arrangements may already provide some protection.
3
Where are the gaps?
Understanding the difference between what you have and what you may need can make choosing cover much clearer.
How we help
Making protection easier to understand
The process does not need to feel complicated. We can help you work through it one step at a time.
01
Talk
We start by understanding your circumstances, priorities and what you want to protect.
02
Explore
We look at the types of protection that may be relevant to your needs.
03
Choose
We help you understand the options so you can make an informed decision about your cover.
04
Apply
Once you are ready, we can help you through the application process.
Not sure which type of cover is right for you?
Speak to Lotus Life Review and we can help you understand your protection options.