Support your dependants
Life cover can provide financial protection for people who depend on you if you die while your policy is in force.
Life Insurance
Financial protection for the people you care about
Life insurance is designed to provide a lump-sum payment if you die during the term of your policy. You can choose the amount of cover and how long it lasts to reflect your needs and what you can afford.
Cover built around you
Choose a level of cover and policy term that
reflects your circumstances.
Protect your family
Help provide financial support for the people who depend on you.
Help cover debts
Life cover can be arranged with outstanding mortgage or other debt in mind.
Flexible choices
Choose options such as single or joint cover and different premium structures.
Understanding your cover
How life insurance works
Life insurance is a long-term protection policy. You select a level of cover and an agreed policy term, and the policy is designed to pay a lump sum if you die during that period.
The amount of protection you arrange and how long you keep it in place can be chosen around your circumstances, priorities and budget.
That means the policy can be shaped around what you are trying to protect rather than using the same level of cover for everyone.
Choose
Your cover amount
Decide how much financial protection you want the policy to provide.
Choose
Your policy term
Select how long you want the protection to remain in place.
Why consider life cover?
Protection for the financial responsibilities you leave behind
Life insurance can help provide financial support when the people around you may need it most.
Protect against outstanding debts
You may want to arrange cover with your mortgage or other outstanding debts in mind, helping reduce the financial burden left behind.
Single or joint cover
Life insurance can offer flexibility around whether you choose cover for one person or arrange a joint policy.
Premium options
Depending on the policy, premiums may be guaranteed or reviewed during the life of the cover.
Making the policy fit
Life insurance can be shaped around your needs
The cover amount, policy term and structure can all form part of choosing protection that works for your circumstances and budget.
01
Choose your cover
Decide on the lump-sum amount you want your policy to provide.
02
Choose your term
Decide how long you want your life insurance protection to remain in place.
03
Choose your structure
Consider single or joint cover and the premium options available within the policy.
Find out what cover could cost
Get a life insurance quote
If you want to find out what your monthly premiums could be, complete the Lotus Life Review quote form and provide a few details about the cover you are looking for.
Want to talk through your life insurance options?
Speak to Lotus Life Review about the level and type of protection you are looking for.